Our Services
Comprehensive surplus funds recovery across all property sale types.
Tax Sale Surplus Recovery
Tax sale surplus is the most common type of unclaimed funds we recover. When a property is sold at a county tax sale for more than the outstanding tax debt, the excess amount — the surplus — legally belongs to the former property owner.
These sales happen thousands of times per year across every state. Counties collect what they're owed and hold the remaining funds, but they often make only minimal efforts to notify the rightful owner. Letters get sent to the address of the property that was just sold, which the former owner no longer occupies.
What to Expect
- County record research to verify surplus amounts
- Identification and location of all required documentation
- Filing of surplus claim with the appropriate county office
- Follow-up with county officials until funds are released
- Direct deposit of recovered funds to your account
Typical Amounts
$5,000 – $100,000+
Timeline
30–60 days typical
Foreclosure Surplus Recovery
When a home is sold at a mortgage foreclosure auction, the sale price sometimes exceeds the total debt owed to the lender. This excess is held as surplus by the court or county — and the former homeowner is legally entitled to it.
Banks and mortgage servicers are not required to notify you when surplus funds exist from your foreclosure sale. Many homeowners assume that foreclosure means they lost everything, never realizing that thousands or even tens of thousands of dollars may be waiting for them.
What to Expect
- Court record and auction result research
- Verification of surplus amounts after all liens are satisfied
- Preparation and filing of court motions if required
- Communication with court clerks and trustees
- Disbursement of funds directly to you
Typical Amounts
$15,000 – $50,000 average
Timeline
45–90 days typical
HOA Sale Surplus Recovery
Homeowners associations have the legal authority to foreclose on properties for unpaid dues and assessments. When an HOA-initiated sale generates proceeds beyond what is owed, the surplus belongs to the former owner.
HOA boards and their management companies rarely inform former homeowners about surplus funds. The amounts may be smaller than other surplus types, but they still represent money that is rightfully yours — and every dollar matters.
What to Expect
- HOA lien and sale document research
- Verification of amounts owed versus sale proceeds
- Contact with HOA management and legal representatives
- Filing of claim documentation
- Recovery and transfer of surplus funds
Typical Amounts
$2,000 – $25,000 typical
Timeline
30–75 days typical
Eminent Domain Surplus Recovery
When the government exercises eminent domain to acquire private property for public use — highways, utilities, development projects — they are required to pay fair market value. However, the compensation amount is sometimes disputed, and excess funds from condemnation proceedings can end up in court accounts.
These funds are often forgotten or overlooked, especially when the original property owner has passed away or relocated. Eminent domain surplus recovery requires navigating court records and legal proceedings that can be particularly complex.
What to Expect
- Condemnation proceeding and court record research
- Verification of compensation amounts and disbursements
- Identification of undisbursed or excess funds
- Legal filing with the appropriate court
- Recovery and distribution of surplus amounts
Typical Amounts
$10,000 – $75,000+
Timeline
60–120 days typical