Simple Process
How We Recover Your Funds
Free Claim Review
Submit your information and we'll research whether surplus funds exist in your name. No cost, no obligation.
We Handle Everything
Our team files all necessary paperwork, works with county offices, and navigates the legal process on your behalf.
You Get Paid
Once funds are recovered, you receive your money. We only get paid when you do.
What We Recover
Types of Surplus Funds We Recover
Tax Sale Surplus
When a property is sold at a tax sale for more than the taxes owed, the excess belongs to the former owner. These are the most common surplus funds.
Foreclosure Surplus
After a mortgage foreclosure auction, any amount above the outstanding debt is surplus. Banks rarely notify former owners.
HOA Sale Surplus
Homeowner association foreclosures can generate surplus funds that often go unclaimed.
Eminent Domain Surplus
Government property acquisitions sometimes result in excess compensation held in court accounts.
$0B+
Unclaimed Surplus Nationwide
0+
Families Helped
30–90
Days Average Recovery
$0K
Average Recovery Amount
Testimonials
What Our Clients Say
“I had no idea there was $23,000 sitting in the county's account from my mother's property. Recovered Surplus found it and handled everything. I received my check in 47 days.”
Maria S.
Former Property Owner, Phoenix, AZ
“After my divorce, the house was foreclosed and I thought I lost everything. Recovered Surplus recovered over $31,000 in surplus funds I didn't know existed.”
James T.
Former Homeowner, Atlanta, GA
“The whole process was professional and transparent. They explained every step and I never paid a dime until the money was in my account.”
Sandra K.
Former Property Owner, Dallas, TX
FAQ
Frequently Asked Questions
Surplus funds are excess money left over after a government sale of property — such as a tax sale, foreclosure auction, or eminent domain proceeding. When a property sells for more than what was owed, the difference (the surplus) legally belongs to the former property owner.
There are absolutely no upfront costs. We work on a contingency basis, meaning we only get paid when you get paid. Our fee is a percentage of the recovered funds, which we discuss transparently before any agreement is signed.
Most claims are resolved within 30 to 90 days, depending on the county and complexity of the case. Some cases may take longer if additional documentation or legal proceedings are required.
Absolutely. Surplus funds recovery is fully legal and protected by the Constitution. In 2023, the U.S. Supreme Court unanimously ruled in Tyler v. Hennepin County that surplus funds are the property of the former owner — the government cannot keep them.
Don’t Let Your Money Disappear
Surplus funds are subject to statutes of limitation. The longer you wait, the harder it becomes to recover what’s yours. Start your free claim review today.
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